Store fundsPublic preview

Your financial account lets you store funds in multiple currencies. It can hold two kinds of balance:

• Fiat balances, such as USD, EUR, and GBP. See Fiat balance currencies.
• A stablecoin balance, held in USDC instead of fiat currency. Eligible businesses can hold a stablecoin balance in the countries where it’s available, including markets where fiat Treasury isn’t available.

This page covers what your financial account can hold. To add funds, see Add funds. To convert between balances, see Convert funds. To move money out, see Transfer and send money. For an overview of stablecoins across Treasury, see Stablecoins in Treasury.

Balance types

Your Balances page includes a payments balance and a financial account, which serve different purposes. For eligible businesses, payment proceeds settle in your financial account.

Add currencies

Financial accounts support the following currencies:

• USD
• EUR
• GBP

This list covers fiat currencies. A stablecoin balance is enabled separately and isn’t limited to these currencies.

To add different currencies to your financial account in the Dashboard:

1. Go to Settings > Business > Bank accounts and currencies.
2. In the Manage financial account currencies section, select the currencies to add to your financial account.
3. Click Save.

Stablecoin balances

A stablecoin balance holds USDC instead of fiat currency. USDC is the only stablecoin asset you can hold as a balance. The asset you send or receive depends on the blockchain network you use.

You add funds to a stablecoin balance from a crypto wallet, and you can pay out from it to a bank account or to a crypto wallet.

To enable or view your stablecoin balance:

1. Go to Settings > Business > Bank accounts and currencies.
2. In the Manage financial account currencies section, select USDC.
3. Click Save.

Your USDC balance then appears on the Balances page.

For where stablecoin balances are available, see Stablecoin availability. For what else you can do with the balance, see:

• Add funds from a crypto wallet
• Convert between stablecoin and fiat balances
• Pay out or transfer a stablecoin balance, including the supported assets, blockchain networks, payout currencies, bank rails, and destination countries

Supported countries

For the countries where you can hold a stablecoin balance, and the release phase in each, see Stablecoin availability. Outside the United States, stablecoin balances are in private preview. Request access.

Stablecoin assets and networks

For the stablecoin assets and blockchain networks that Stripe supports, see Stablecoin assets and networks. The same assets and networks apply to funding a stablecoin balance and to paying out from one.

Pay out a stablecoin balance

To pay out or transfer a stablecoin balance, including the payout currencies, bank rails, and destination countries, see Move money from a stablecoin balance.

Country coverage differs by destination:

• Countries for stablecoin payouts to bank accounts
• Countries for stablecoin payouts to crypto wallets

Custody of stablecoin balances

Bridge custodies USDC; USDC is pegged 1:1 to USD.

Third-party accounting integrations

Stripe supports third-party accounting integrations through the Stripe App Marketplace.

Some third-party accounting integrations don’t support USDC transactions. If yours doesn’t, export your financial account transactions as a CSV and import them into your accounting software.

Export transactions as CSV

1. In the Dashboard, click Transactions in the left navigation.
2. Click All activity, then select Financial account.
3. Click the Currency filter and select the currency you want, such as USDC.
4. Add any other filters you want to apply.
5. Click Export.